In 2026, many Franktown sellers are offering credits to buy down interest rates. This is smart marketing, but it can trigger appraisal issues if not handled correctly.
- The "Effective Price" Trap: Appraisers look at the net price after concessions. If you give a huge credit, it can lower the comparable value for the neighborhood.
- Comparable Confusion: We need to ensure the appraiser compares your home to others that also offered concessions, so you aren't penalized.
- The Fix: We use a "Concessions Normalization" strategy in our pricing to keep your value defensible.
Learn the math behind protecting your appraisal here.