When a home sits on the market in Monument, the instinct is to drop the price by $10,000. I tell my clients: Don't do it.

Here is the math: A $10k price cut saves a buyer about $60/month. It's negligible.

However, using that same $10k as a "Seller Concession" to buy down the buyer's interest rate can save them $400/month. That is 6x more impact for the same cost to you.

We call this "Payment Engineering." It protects your home's value while making it affordable. Ask me to run the numbers for your home.