This is the "Golden Handcuffs" dilemma. You have a 3% mortgage, but the house doesn't fit your life anymore.

Q: Does it make financial sense to move?

A: Often, yes. If you have massive equity, you can use that cash to buy your next home with a huge down payment (or all cash), effectively eliminating the impact of today's higher rates.

Q: What is the "Blended Rate" strategy?

A: We calculate the cost of staying (repairs, misery) vs. the cost of moving. Life is too short to live in a spreadsheet. Let's look at your lifestyle ROI.

Contact me to run a "Keep vs. Sell" analysis.