There are so many mortgage options these days. Fixed rates vs Adjustable Rates. 30 year, or 20 year or 15 year. Down Payment Assistance Programs. Which is the best?
Financial Guru Dave Ramsey recommends a 15 year Fixed Mortgage as the best option. He cautions that the monthly payment should be no more than 25% of your take home pay.
Additionally, he recommends that you pay it off sooner than the 15 years by making 13 payments each year instead of 12 monthly payments.
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Whenever you are ready, here’s some ways that I can help with your real estate goals:
1) Free Access to search the Denver MLS for all homes currently on the market: Denver Home Finder Service Property Search
2) Join me for a home tour - Home tours are Monday thru Saturday at 2:00 pm or 6:00 pm - choose your tour here
3) Request a specific search that sends all the homes that meet your parameters as soon as they come on the market - that way you can beat others to the best homes. Send me an email with "specific search" in the subject line and your wish list - Price range, school district, style, minimum number of bedrooms, etc. - Vickie@DreamsCanHappen.com
4) Receive a Home Loan Report –There are so many different loan programs. Do you need 20% down payment to purchase a home? Are there special programs for first time home buyers? What does CHFA mean? What's the difference between a FHA loan and a Conventional loan? Send me an email - - Vickie@DreamsCanHappen.com with "Home Loan Report" in subject field and I'll send it right over.
Also….check these out??
Denver Home Finder Service
Denver Home Seller Service