In Centennial, the condition of your roof is now more important than your kitchen. Insurance companies are tightening restrictions, and it is killing deals at the last minute.
- Age Limits: Many carriers now refuse to write new policies on asphalt roofs older than 15 years.
- Wood Shake Bans: If you have wood shake, you are likely uninsurable for a standard buyer.
- The "Cosmetic" Exclusion: Some policies exclude hail damage that is "only cosmetic," leaving the new buyer exposed.
We perform an "Insurance Audit" before listing to ensure your home is sellable. Read more about the Uninsurable Property trend.
