3 Numbers Every Centennial Homeowner Needs to Know in 2026

Financial literacy starts at home. To manage your wealth in Centennial, you need to track three metrics:

1. Net Equity Position: (Current Value - Mortgage Balance). This is your real wealth.
2. LTV (Loan-to-Value): If you are below 80%, you can eliminate PMI (saving you money instantly).
3. Refinance Strike Price: The specific interest rate where refinancing saves you $300/month.

I track these for my clients. Read more about active asset management here.